Responsible for designing and building the credit underwriting infrastructure that conducts detailed analysis of loan opportunities across various sectors, in conjunction with our platform.
Building and leading a team of highly motivated credit analysts to deliver and execute various business tasks as per the defined timelines.
Developing detailed financial models, comprised of transactions details, financial statement analysis, and credit metrics.
Developing proposals for loan structuring and appropriate covenants that fit the financial model of a company.
Conducting sensitivity analysis on projections for stress testing on loans for serviceability.
Preparing credit reports covering detailed analysis of business, industry, management and financials.
Helping junior team members in identifying deal-specific covenants which can act as early warning signs for monitoring bench.
Managing and keeping the team morale high during high-flow and testing times.
Making use of both logic and intuition to define problems and solutions; going beyond accepted approaches.
Representing the company to the outside world, including lending partners, board of directors & other strategic alliances.
The Successful Applicant (m / w / d)
Finance major or a master's degree with finance specialization
Extensive experience (12-15 years) as a credit analyst gained through working with rating agencies and financial institutions.
Credit risk exposure in commercial banking is preferable
Strong communicator (written and oral) both in German and English
Flexibility to travel as and when needed
Negotiation and interactions skills; ability to achieve win-win outcomes
Ability to influence and align stakeholders; facilitation and coaching skills are highly desirable
Excellent organizational skills and ability to prioritize workflow and manage multiple projects
Outstanding ability to solve problems in an independent and data-driven manner while working in an extremely fast-paced, demanding environment
Our client offers an annual gross salary of 120.000 Euro. Overpayment depending on the qualifications and work experience is possible.
Director of Credit (m / f) E-Mail-Adresse des Absenders
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