Defines and designs payment methods, incl. alternative payment methods, for digital e-2-e unsecured loan disbursement and repayment.
Describes loan disbursement and repayment process options, assess the options based on multiple criteria, elaborates workflows into detailed user stories and user stories artifacts ready for technical development.
Defines payment processes based on account to account and card to account / card rails, domestic and cross-boarder, defines processes associated with payments processing and accounting and reconciliation.
Orchestrates and supports key stakeholders in the loan disbursement / repayment solution epics delivery, i.e. IT delivery team, PSP, acquiring team, cash management team, etc.
On-boards external partners providing services for a new product payment solution.
Prepares and aligns other digital e-2-e lending product solution epics, both for the loan origination and maintenance, supports the product parametrization in a new tech stack.
Gathers requirements from all stakeholders including compliance and legal, makes sure the new product and payment processes are compliant.
Supports design of customer journeys and key elements of UX / UI, closely cooperates with designers.
Reviews agile delivery team result in terms of compliance with specified business functional requirements / user acceptance criteria, assists in troubleshooting or incidents.
5+ years in payments processing / retail banking preferably in areas of account to account payments processing and / or card issuing, acquiring, card trxs processing and / or cash management
Senior expert on payments, payment rails / processes across the entire value chain, both ACH (domestic, Sepa, Swift) and card based (card on file, POS, P2P)
Experience with complex payment solutions development, senior expert to define functional requirements, event. to run vendor selection for PSP / s and scheme / s
Technically savvy in respective area, deep understanding of payments processing, authorization, clearing / settlement and reconciliation processes, familiar with respective tech stack
Knowledgeable with PSP services with perspective being leveraged / integrated within the new product payment rails Hands on experience in consumer lending is the great advantage
Experience in CEE market, preferably in Poland Fluent English, Polish or other CEE language advantage
Parallel Consulting is acting as an Employment Business in relation to this vacancy.